Privacy Policy

Last updated: August 1, 2026

xxpayus (“we,” “us,” or “our”) operates the website xxpayglobal.com and provides USD payment infrastructure services for digital merchants and platform operators. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By accessing or using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this policy, please do not access the site or use our services.

1. Information We Collect

We may collect the following types of information:

Contact Information: Name, email address, Telegram username, and phone number provided when you contact us or register for our services.
Business Information: Company name, business type, and transaction volume estimates provided during onboarding.
Usage Data: Information about how you access and use our website, including your IP address, browser type, pages visited, time spent on pages, and referring URLs.
Device Information: Information about the device you use to access our services, including hardware model, operating system, and unique device identifiers.
Transaction Data: Records of payment transactions processed through our platform, including amounts, timestamps, and counterparty identifiers.
Communications: Records of your communications with us via email, Telegram, or other channels.

2. How We Use Your Information

We use the information we collect for the following purposes:

To provide, operate, and maintain our payment services
To process and complete transactions you request
To verify your identity and prevent fraud
To communicate with you about your account, transactions, and service updates
To respond to your inquiries and provide customer support
To improve our website, products, and services
To comply with legal obligations and regulatory requirements
To enforce our Terms of Service and other agreements
To send you marketing communications (only with your consent, and you may opt out at any time)

3. Sharing of Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:

Service Providers: We may share information with trusted third-party vendors who assist us in operating our website and providing our services, subject to confidentiality agreements.
Legal Requirements: We may disclose your information if required to do so by law, court order, or governmental authority, or if we believe disclosure is necessary to protect our rights or the safety of others.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
With Your Consent: We may share your information for any other purpose with your explicit consent.

4. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. Cookies are small data files stored on your device.

We use the following types of cookies:

Essential Cookies: Required for the website to function properly. These cannot be disabled.
Analytics Cookies: Help us understand how visitors interact with our website by collecting and reporting information anonymously.
Preference Cookies: Allow the website to remember choices you make and provide enhanced, personalized features.

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our website.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit, access controls, and regular security assessments.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Transaction records are retained for a minimum of five (5) years to comply with financial regulations.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

Access: The right to request a copy of the personal information we hold about you.
Correction: The right to request correction of inaccurate or incomplete information.
Deletion: The right to request deletion of your personal information, subject to certain exceptions.
Portability: The right to receive your personal information in a structured, machine-readable format.
Objection: The right to object to the processing of your personal information for certain purposes.
Withdrawal of Consent: Where processing is based on consent, the right to withdraw that consent at any time.

To exercise any of these rights, please contact us at hanxiaogame@gmail.com.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a person under 18, we will take steps to delete that information promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the “Last updated” date. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Email: hanxiaogame@gmail.com
Telegram: @fanchuan777